Indebted to My Education: Examining College Graduates’ Perceptions of Student Loan Repayment

نویسندگان

چکیده

In this paper, we examine college graduates’ perceptions of entering student loan repayment and how they navigated process. Findings highlight the importance helping students make informed borrowing decisions, particularly as begin repaying their debt. Policy makers wishing to hold institutions accountable for keeping affordable while enhancing financial aid policy will gain further insight.

برای دانلود باید عضویت طلایی داشته باشید

برای دانلود متن کامل این مقاله و بیش از 32 میلیون مقاله دیگر ابتدا ثبت نام کنید

اگر عضو سایت هستید لطفا وارد حساب کاربری خود شوید

منابع مشابه

The Economics of Student Loan Borrowing and Repayment a Simple Theory of Student Borrowing and Repayment What Makes Student Loans Dif- Ferent?

www.philadelphiafed.org R eports in the popular press and policymakers’ concerns about student loans have greatly intensified in recent years because of rising student loan balances and defaults. Even greater cause for concern arose as student loans outstanding passed credit card debt to become the single largest nonmortgage household debt in 2012. Worries about the risk of massive default have...

متن کامل

Credit Registries, Relationship Banking and Loan Repayment

This paper examines the impact of a public credit registry on the repayment behavior of borrowers. We implement an experimental credit market in which loan repayment is not third-party enforceable. We compare market outcome with a credit registry to that without a credit registry. This experiment is conducted for two market environments: first a market in which interactions between borrowers an...

متن کامل

Global Debt Patterns: An International Comparison of Student Loan Burdens and Repayment Conditions

(EPI) is a non-partisan, non-governmental organization dedicated to policy-based research on educational opportunity for all students. With offices in Virginia Beach, VA, Toronto, ON, and Melbourne, Australia, EPI is a collective association of researchers and policy analysts from around the world dedicated to the mission of enhancing our knowledge of critical barriers facing students and famil...

متن کامل

The Importance of Student Cross-Racial Interactions as Part of College Education: Perceptions of Faculty

In light of Supreme Court decisions limiting diversity-related admissions processes, a growing body of research has been conducted to ascertain academic benefits that come from cross-racial interactions (CRIs) that can occur only when there is diversity in the student body. The majority of this research has focused on student CRIs that occur outside of the classroom. Few studies have focused on...

متن کامل

PERCEPTIONS OF SUPERVISION PRACTICES BY AGRICULTURAL EDUCATION STUDENT TEACHERS Moreetsi Thobega, Lecturer Botswana College of Agriculture

The purpose of this study was to describe student teachers’ perceptions and preferences of the type of supervision they experienced while interacting with their university supervisors and cooperating teachers. Results revealed that student teachers perceived both their cooperating teachers and university supervisors to engage in contextual and clinical supervision practices. Cooperating teacher...

متن کامل

ذخیره در منابع من


  با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید

ژورنال

عنوان ژورنال: Journal of Student Financial Aid

سال: 2023

ISSN: ['0884-9153']

DOI: https://doi.org/10.55504/0884-9153.1773